In the heartbreaking aftermath of Garrison Brown’s tragic death, new reports surrounding a $500,000 military life insurance policy have sparked emotional discussions and controversy within the Sister Wives family and fan community. As questions swirl about who truly benefits from Garrison’s military service and the insurance payout that follows his untimely passing, insiders reveal that the situation is far more complicated — and far more emotional — than anyone expected. Garrison, the beloved son of Janelle and Kody Brown, was known for his bravery, independence, and dedication to serving in the National Guard. When news broke of his sudden and devastating passing, fans across the world mourned the loss of a young man who had become one of the most grounded and relatable members of the Brown family. But as the grief slowly gave way to practical matters, attention turned to the question of Garrison’s military benefits, including the $500,000 Servicemembers’ Group Life Insurance (SGLI) payout — a standard policy for active-duty service members and reservists. According to military law, each service member is allowed to designate their own beneficiary — and this is where the story takes a surprising turn. Sources close to the family claim that Garrison may have listed his mother, Janelle Brown, as the primary beneficiary, which many fans view as both expected and deeply appropriate given their incredibly close bond. “Janelle was always his rock,” one insider revealed. “They had an unbreakable relationship. Garrison leaned on her for everything, especially in those last difficult months. If he had to choose one person to take care of things after he was gone, it would absolutely have been her.” However, other reports suggest that there may have been additional complexities. Some sources allege that Garrison could have divided the benefits among multiple family members, possibly including his siblings or even a trust. “He was close to several of his brothers and sisters,” one source explained. “He might have wanted to make sure they were supported too, especially those still finding their footing.” As rumors spread, many fans have wondered whether Kody Brown — Garrison’s estranged father — could be entitled to any portion of the insurance payout. Legal experts, however, are clear: unless Garrison specifically listed Kody as a beneficiary, he has no legal claim to the funds. “Military life insurance is not a family estate matter,” one legal analyst clarified. “It’s an individual designation — meaning only those listed in the paperwork will receive anything.” This distinction is important, especially given the public tension between Garrison and Kody in the months leading up to his passing. On Sister Wives, fans saw how strained their relationship had become, with Garrison confronting his father over perceived favoritism toward Robyn and frustration about being cut off financially and emotionally. Garrison’s heartbreaking decision to distance himself from Kody made headlines — and now, in the wake of his death, fans feel that Janelle rightfully deserves the benefits tied to her son’s service. “She was there for him when no one else was,” one fan wrote on Reddit. “She helped him buy his house, supported his dreams, and stood by him when Kody wouldn’t. If anyone should receive that insurance, it’s her.” Still, some family insiders say that Janelle is less focused on the money and more on honoring her son’s legacy. “She’s heartbroken,” one close friend revealed. “The last thing she’s thinking about is money. All she cares about is making sure Garrison’s memory is honored with dignity.” In fact, reports suggest that Janelle plans to use some of the funds — if she is indeed the beneficiary — to establish a scholarship or charity in Garrison’s name, potentially one supporting young people in the military or those struggling with mental health challenges. “She wants his death to mean something,” the friend continued. “She doesn’t want it to just be tragedy — she wants to turn it into purpose.” Meanwhile, Kody and Robyn have reportedly stayed quiet about the insurance issue, though insiders claim the topic has caused further strain between them and the rest of the Brown family. “It’s reopened old wounds,” a source shared. “Kody’s relationship with Janelle and her kids was already fragile, and now emotions are running even higher.” Fans online have also voiced frustration, calling out Kody for the years of emotional distance that contributed to Garrison’s pain. “It’s too late to try to fix things now,” one commenter said. “He should have been there for his son while he was alive, not worrying about what comes after.” As of now, no official statement has been made regarding the exact distribution of Garrison’s life insurance, and those close to the family say they want to keep the details private out of respect for his memory. What’s clear, though, is that the emotional and financial aftermath of his passing has left the Browns at another crossroads — one that forces them to confront not just grief, but the complicated legacies of love, loss, and loyalty that have always defined their family. Whether or not Janelle receives the payout, fans agree on one thing: no amount of money can ever replace the light Garrison brought into the world. For those who loved him — both inside and outside the family — the true benefit lies not in financial gain, but in honoring his courage, his kindness, and the lasting impact he left behind.